• Actual medical, surgical and hospital expenses including the cost of transport to hospital for accidental employment injuries
  • Any compensation for diseases mentioned in Part ‘C’ of Schedule III of the Workmen’s Compensation Act, 1923, which arise out of and in the course of employment
  • Contractors employees can be covered by charging additional premium
  • Tariff rate on total contract amount, if the contract is for labour only
  • Where the contract includes equipments also minimum percentage shall be 50% of the contract amount
  • Occasional domestic servants for house, garden or stable Charging can be covered at additional premium of 25% of the premium charged for permanent servants.
  • If the contract is for labour and materials, labour value shall be ascertained as per merits subject to a minimum of 75% of the contract amount.